With plans to entertain all summer long, your vision includes an effortlessly manicured yard, coordinating patio furniture, and a pool waterfall surrounded by lush greenery.
Back in reality, these additions to your outdoor parties are expensive. But that doesn’t mean you have to give up on your dreams of entertaining.
Check in with these money management tips. Here are some wallet-friendly ways to prepare your yard for a busy summer.
Get to Know Your Regular Expenses First
If this is your first home, you’re coming at the summer and your property totally fresh. There are a lot of unexpected costs that may come as a surprise to first-time homeowners.
From property taxes to general maintenance, these costs add up. Plenty of homeowners empty out savings and rely on personal installment loans to cover the essentials.
You’ll want to check out these tips before you take out any personal installment loans for help. By outlining common expenses overlooked by first-time homeowners, this guide shares ways you can save up for them.
By preparing for the expenses on this list first, you’ll protect your budget. You won’t spend available cash on unnecessary upgrades only to realize you should have used it for taxes.
Make Summer Savings a Priority
Before you can redesign your backyard, you’ll need some cash. While personal installment loans can help with unexpected bills, they aren’t meant to boost your renovation budget.
It’s better to wait until you can save up the money you need before you take on these chores.
Now, this might take some time. But don’t worry — if you make your summer fund a priority, you’ll be able to take on your goals faster.
The trick is to contribute to this fund every week, without fail.
If you’re finding it hard to meet this target, you’re going to have to trim the fat from your budget.
See if you make any of the common spending mistakes below, and switch them out for their affordable alternatives:
|Costly Spending Habits||Affordable Replacements|
|Getting a coffee before work every day||Brewing a pot and taking it in a thermos|
|Ordering takeout for lunch at the office||Making a meal plan and bringing a bagged lunch|
|Paying for cable on top of several streaming services||Canceling cable, keeping only one streaming account|
|Keeping a gym membership||Working out at home for free|
Visualize Your Plans
A plan helps you focus on your end goaland the steps you need to take to achieve it.
Without it, it’s easy to get off track. Something inconsequential can distract you from your priorities, causing you to sink time, effort, and money into upgrades that don’t really matter.
Before you lift a shovel or buy a single patio chair, sit down and think about what you want to do.
If it’s a laundry list of tasks, your budget might not be ample enough to cover everything.
This is a good thing! By realizing this before you break ground or start shopping, you’ll be able to adjust your plans to suit your finances.
Do as Much on Your Own as Possible
There’s a reason why people hire professionals. They’re skilled, experienced, and efficient at their jobs.
Unfortunately, this glowing CV often comes with a bill to match. If you’re working on a limited budget, professional landscapers and builders may be too expensive.
By comparison, your own labor is cheap. All it takes is the time to complete a job.
Consider taking a DIY approach on certain things, using your discretion to make sure the job gets done right and safely. There are a ton of resources online that teach you how do simple outdoor chores—from planting a flower garden to laying tiles evenly.
Between the mental efforts behind a calculator and the physical labor in your yard, you have a lot of stuff do before you’re ready to invite friends and family over. So what are you waiting for? Don’t waste any more time. Put these tips into practice and see your yard come together just in time for the summer.