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How to Prepare Your Home for the Hectic Holidays

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There’s no place like home for the holidays, but will yours be ready in time for the festivities?

If you plan on renovating before hosting the winter holidays, you need to make sure your budget is an air-tight spending plan.

Otherwise, you might run out of money mid-project and have to pull the plug on your seasonal soirée.

If you’re wondering how you’ll afford to complete your reno in time to make merry, check in with these practical tips below.

Expect Things to Go Wrong

Organized people understand the importance of having contingency plans. Having a backup plan means you’re always prepared, even when things go pear-shaped.

In other words, hope for the best, but plan for the worst.

Acknowledging your renovation will likely go sideways can be hard, but it will help you stay on track. By planning for delays, mishaps, and other mix-ups, you build a budget that can withstand these setbacks.

Have a Personal Line of Credit Ready for Emergencies

If a particularly costly unexpected emergency deflates your cushion, you might turn to a personal line of credit for help.

Researching these options before you need them can go a long way to keeping your project organized. But don’t expect to rely on your personal line of credit for every expected expense of your reno.

A personal line of credit should be a financial safety net when you’re low on funds and need to cover an unexpected emergency expense.

If you aren’t sure if a personal line of credit is right for your needs, click here to learn more about when and how to use them.

Plan Ahead

Notice how department stores have their Christmas baubles out next to the Halloween decorations? It’s called the Christmas creep, and you stand to learn a lesson from it: it’s never too early to start planning.

The earlier you begin organizing your project, the less stressed you’ll be on the big day.

But there are other benefits to taking a proactive approach to your project. With extra time, you’ll be able to:

  • Cost out your plans so you know how much money you need
  • Put aside more money for your project
  • Thoroughly research the contractors you need
  • Order materials without worrying about holiday shipping delays

Be Realistic

Do you turn on HGTV for inspiration? Watch their reality home reno shows with a grain of salt.

These shows have a ton of staff working around the clock to get these projects done, making a huge renovation seem doable in a short period.

When it comes to your own project, you won’t be able to pull off the same miracles a major production company can.

If you’re racing against the holiday clock to complete your project, scale your plans to fit your timeline. Stick with small jobs that address urgent safety issues or design errors. You can indulge in large-scale makeovers when there isn’t a ticking clock counting down.

With luck, you’ll finish your project before you run out of time. But remember, luck isn’t everything.

This year, you may not have to choose between hosting and renovating. You can have the best of both worlds as long as you plan properly.

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